Introduction
First Rate Mortgage Inc. (FRMI) is a California-based firm providing comprehensive mortgage solutions and real estate services. We specialize in residential and commercial loans, refinancing options, and complete real estate assistance for clients across California.
The company serves over 2,000 clients annually, processing over $500 million in mortgage loans with a 98% client satisfaction rate. We've helped families achieve their homeownership dreams and businesses secure commercial properties for over 15 years.
Built with modern web technologies including React and Next.js for the frontend, Node.js and Express for backend services, and PostgreSQL for secure financial data storage. We use AWS for cloud infrastructure and integrate with major lending institutions for real-time rate updates.
Our proprietary mortgage calculator and pre-qualification system helps clients understand their borrowing capacity and find the best loan products. The platform includes document management, application tracking, and real-time communication with loan officers.
The system has achieved 99.9% uptime and processes over 1,000 loan applications monthly with secure, encrypted data handling. We're licensed by the California Department of Real Estate and maintain the highest standards of compliance and customer service.
Technologies / Frameworks Used
Message From the Founder
First Rate Mortgage Inc. was founded with the vision of making homeownership accessible and transparent for everyone. Having worked in the mortgage industry for over two decades, I saw the need for a more client-focused approach to lending.
Our mission is to simplify the mortgage process and provide personalized service that puts our clients' needs first. We believe that buying a home should be exciting, not stressful, and we work tirelessly to make that vision a reality.
The platform represents our commitment to using technology to enhance the human touch in mortgage lending. We've built tools that make the process transparent and efficient while maintaining the personal relationships that matter most to our clients.
As the real estate market continues to evolve, we're excited to be at the forefront of innovation in mortgage technology while maintaining our core values of integrity, transparency, and exceptional customer service.